Pacific Financial Inclusion Programme


The Pacific Financial Inclusion Programme (PFIP) is a Pacific-wide programme that has helped over 1.78 million low-income Pacific islanders gain access to financial services and financial education. It achieves these results by funding innovation with financial services and delivery channels, supporting policy and regulatory initiatives, and empowering consumers.

PFIP operates from the UNDP Pacific Office in Suva, Fiji and has offices in Papua New Guinea, Samoa and Solomon Islands.  It is jointly administered by the UN Capital Development Fund (UNCDF) and the United Nations Development Programme (UNDP) and receives funding from the Australian Government, the European Union and the New Zealand Government.

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PFIP’s objective is to increase the number of low-income Pacific Islanders who adopt formal financial services.  PFIP achieves this objective by supporting financial service providers (FSPs) to innovate with products and services for mass market customers, supporting governments to create an enabling policy environment for financial innovation, and empowering consumers.  

Who finances it?



Australian Government

European Union

Unfunded Budget


USD $400,000

USD $260,000

AUD $14,150,000

EUR €6,000,000

USD $12,005,782

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